Question 1

What is stamp duty land tax (SDLT)?

Accepted Answer

Stamp duty land tax is a tax you pay when buying property or land in England and Northern Ireland above a certain price threshold. The amount depends on the property value, type, and your circumstances.

Question 2

How do I know if I overpaid stamp duty?

Accepted Answer

Many buyers overpay without realising, often because reliefs or exemptions were not applied correctly at the time of purchase. Our free eligibility check will tell you whether you may have a valid claim.

Question 3

Is this legitimate?

Accepted Answer

Absolutely. SDLT reclaims are a well-established right under UK tax law. HMRC has formal processes for handling overpayment claims, and we follow these processes exactly. We claim back money you are legally entitled to.

Question 4

How much does it cost?

Accepted Answer

We operate on a no win, no fee basis. If your claim is not successful, you pay nothing. If it is successful, we charge an agreed percentage of the refund — clearly set out before you sign anything.

Question 5

What is your success rate?

Accepted Answer

We only take on claims we believe have a strong chance of success. As a result, the vast majority of claims we submit to HMRC are approved.

Question 6

How long does the process take?

Accepted Answer

The initial eligibility check takes around 2 minutes. Our detailed review is typically completed within 48 hours. Once submitted to HMRC, most claims are resolved within 12 weeks, though some may take longer.

Question 7

Do I need to contact HMRC myself?

Accepted Answer

No. Once you sign our authority to act, we handle all correspondence with HMRC on your behalf. You do not need to contact them directly at any point.

Question 8

What documents do I need?

Accepted Answer

Ideally your SDLT receipt (SDLT5 form) and completion statement. However, do not worry if you cannot locate these — we can often work with just the basic details of your purchase.

Question 9

Can I track the progress of my claim?

Accepted Answer

Yes. You will have access to our client portal where you can view the status of your claim, upload documents, and communicate with your case handler.

Question 10

What happens if my claim is unsuccessful?

Accepted Answer

You pay nothing. Our no win, no fee guarantee means there is zero financial risk to you.

Question 11

How far back can I claim?

Accepted Answer

HMRC allows SDLT amendment claims to be made up to 12 months after the filing date. For overpayment claims, the window can be up to 4 years from the date of the transaction. We will confirm the applicable timeframe for your specific case.

Question 12

I bought my property through a company. Can I still claim?

Accepted Answer

Yes, SDLT reclaims can be made for purchases by individuals and companies. The eligibility criteria may differ, but we can assess your case regardless.

Question 13

Does the type of property matter?

Accepted Answer

Yes. Different property types and characteristics can affect your SDLT liability. Properties with annexes, mixed-use properties, and uninhabitable properties are common examples where overpayment occurs.

Question 14

I used a solicitor for my purchase. How did they get it wrong?

Accepted Answer

SDLT is complex and many solicitors apply the standard rates without exploring whether reliefs apply. This is not necessarily an error on their part — SDLT reclaims often require specialist knowledge that goes beyond standard conveyancing.

Question 15

Can I claim for more than one property?

Accepted Answer

Yes. Each property transaction is assessed individually. If you have purchased multiple properties, each may be eligible for a separate claim.

Question 16

How will I receive my refund?

Accepted Answer

Once HMRC approves your claim, the refund is processed. We deduct our agreed fee and transfer the balance directly to your bank account.

Question 17

Will a successful claim affect my future tax affairs?

Accepted Answer

No. An SDLT reclaim simply corrects an overpayment on a past transaction. It does not affect your ongoing tax obligations or create any negative record with HMRC.

Question 18

Can HMRC challenge a successful claim later?

Accepted Answer

Once HMRC has approved and processed your refund, it is extremely rare for them to revisit the decision. We ensure all claims are thoroughly prepared and fully compliant.

Question 19

Do I need to tell my solicitor?

Accepted Answer

You are not required to, though you may wish to inform them. We handle the process independently and do not require any involvement from your original solicitor.

Frequently Asked Questions

General

Process

Eligibility

After the Claim

Still Have Questions?